Simple, Fast & Secure

99% Approval Rate

100% Secure Credit Application

Loans Approved Within 2 Business Days

128 Bit Data Encryption

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Simple, Fast & Secure

Here's how it works

Apply with our Secure application
1 | APPLY

We’ve designed our NewRoads Financial application with you in mind. Our online application only takes 60 seconds to fill out and your information is completely secure.

Receive Approval
2 | APPROVED

After your application has been submitted, our team works with you to get an auto loan. Our expert team will help guide you and get you approved as quickly as possible.

Get your Car
3 | DELIVERY

Once you're approved, our team will gladly help you get into your new car! It's as simple as that.

DIVORCED?
PREVIOUS BANKRUPTCY?
SELF EMPLOYED?
CONSUMER PROPOSAL?
COLLECTIONS?
PAID IN CASH?
NO CREDIT?
DISABILITY INCOME?
At NewRoads Financial we provide customers clarity rather than stress and confusion. We're a division of the NewRoads Automotive Group.

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5 star rating
  • I would like to express my sincere thanks and appreciation for James Morgan, this man is extremely knowledgeable and has the highest standards when selling a used vehicle. Working with him was my extreme pleasure;

    D. Sfetkopoulos

  • NewRoads’ James Morgan is topnotch in customer service! He knows how to make his customers happy and always gets the best deal. He is very responsive and won’t leave you hanging. I will recommend NewRoads to anybody any time! I am a one happy customer… 

    Happy Customer

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Frequently Asked Questions

  • Can I get an auto loan even though I have poor credit?
  • What is a credit score?
  • If I have been bankrupt can I get approved?
  • What will my interest rate be?
  • How long does the process take?
  • Most of us have experienced difficult times however, that does not make us bad people. We specialize in working with our many lenders to obtain the best auto loan solution for you. We realize each customer’s situation is different and so do our lenders. Let our expertise with our lending partners work for you in obtaining the best auto loan approval.
  • A credit score is sourced from a credit bureau report such as Equifax or Transunion. The score on your report is designed to quickly assist financial institutions in predicting the amount of risk associated with a major purchase. The lower your credit score relates to a higher risk and a higher credit score shows the lender a lower risk.
  • If you have been discharged from a bankruptcy or are currently in consumer proposal or discharged we can help. Even if your discharge is recent.
  • Interest rates are determined by several factors; Credit history, Employment history, Age of vehicle, Downpayment. Our consultants are driven to getting you the best auto loan possible with the best interest rate which allows them to source the best vehicle for you.
  • The sooner you apply online the faster you will get a response from a NewRoads Financial consultant who will process your application for an approval, source the vehicle that fits your needs and budget, and then organize delivery.

FAQs

Can I get an auto loan even though I have poor credit?

Most of us have experienced difficult times however, that does not make us bad people. We specialize in working with our many lenders to obtain the best auto loan solution for you. We realize each customer’s situation is different and so do our lenders. Let our expertise with our lending partners work for you in obtaining the best auto loan approval.

What is a credit score?

A credit score is sourced from a credit bureau report such as Equifax or Transunion. The score on your report is designed to quickly assist financial institutions in predicting the amount of risk associated with a major purchase. The lower your credit score relates to a higher risk and a higher credit score shows the lender a lower risk.

If I have been bankrupt can I get approved?

If you have been discharged from a bankruptcy or are currently in consumer proposal or discharged we can help. Even if your discharge is recent.

What will my interest rate be?

Interest rates are determined by several factors; Credit history, Employment history, Age of vehicle, Downpayment. Our consultants are driven to getting you the best auto loan possible with the best interest rate which allows them to source the best vehicle for you.

How long does the process take?

The sooner you apply online the faster you will get a response from a NewRoads Financial consultant who will process your application for an approval, source the vehicle that fits your needs and budget, and then organize delivery.