Simple, Fast & Secure
HERE’S HOW IT WORKS
APPLY

APPLY

Apply online with our secure auto loan application in minutes from anywhere. Online, by phone or in-person – our team is ready to get you and your credit back on the road!

APPROVED

APPROVED

This is the key! Our team of finance professionals work with all of Canada’s major banks and leading financial institutions specializing in bad credit auto loans.

DELIVERY

DELIVERY

Now that we have your pre-approval in-hand, it’s time to go shopping! As a member of the NewRoads Automotive Group here in York Region, we have access to hundreds of new and pre-owned vehicles to choose from.

GET YOU AND YOUR CREDIT BACK ON THE ROAD

Our auto loan professionals have years of experience dealing with all of Canada's leading financial institutions. They spend their days working to approve all types of credit problems so you can park your fear of rejection in the finance office. Combine our experience with the massive inventory and reputation of the NewRoads Automotive Group, and you and your credit will be back on the road in no time.

START TO FINISH SERVICE

With 8 dealerships in York Region, the NewRoads Automotive Group carries a large selection of cars, trucks and SUVs to fit every budget. But our service doesn't stop when you drive off our lot, our finance team is available with questions along the way and if you have mechanical issues down the road, we have 8 service centre locations with factory trained technicians ready to help.

CAR LOAN PRE-APPROVAL

Whether you live in Barrie, Newmarket, Richmond Hill, the GTA or anywhere in between - our NewRoads team is here to help. If you’ve been declined for a car loan because of bad credit - you’ve arrived at the right place. We'll start by getting you pre-approved for your auto loan, and then you're able to take your pick from our massive inventory of vehicles across our group of NewRoads dealerships.

GET APPROVED FOR A CAR LOAN NOWSimple, Fast & Secure
99% Approval Rate - Bad Credit Accepted
100% Secure Credit Application
Loans Approved Within 2 Business Days
128 Bit Data Encryption

FREQUENTLY ASKED QUESTIONS

Can I get a car loan even though I have bad credit?

Most of us have experienced difficult times however, that does not make us bad people. We specialize in working with our many lenders to obtain the best auto loan solution for you, including car loans for bad credit. We realize each customer’s situation is different and so do our lenders. Let our expertise with our lending partners work for you in obtaining the best auto loan approval.

What is a credit score?

A credit score is sourced from a credit bureau report such as Equifax or Transunion. The score on your report is designed to quickly assist financial institutions in predicting the amount of risk associated with a major purchase. The lower your credit score relates to a higher risk and a higher credit score shows the lender a lower risk.

If I have been bankrupt can I get approved for financing?

If you have been discharged from a bankruptcy or are currently in consumer proposal or discharged we can help. Even if your discharge is recent.

What will my interest rate be for my financed car?

Interest rates are determined by several factors; Credit history, Employment history, Age of vehicle, Downpayment. Our consultants are driven to getting you the best auto loan possible with the best interest rate which allows them to source the best vehicle for you.

How long does the process take?

The sooner you apply for a car loan online the faster you will get a response from a NewRoads Financial consultant who will process your application for an approval, source the vehicle that fits your needs and budget, and then organize delivery.